After you have setup your site wide payment configuration choices within the PAYMENTS > PAYMENT GATEWAYS admin tool you can configure those payment choices further using the user group specific payment configuration.

Highlights of the group specific payment choice feature:

• allows different user groups different payment choices.
• you can offer site account usage to those users you trust to use it and force all others use
• each user group specific payment configuration will have it's own payment configurations for the user group you set this up for. To explain better you can have a site wide paypal standard account configuration that makes payments to a specific paypal account. Then you can setup a group specific payment gateway so that users in that group make specific payments to another paypal account. Or you can setup all "paypal configurations" to use the same paypal account.
• If a user group doesn't have a user group specific payment configuration that user group's users will see the site wide payment gateway configuration.

You would manage these on a user group specific basis within the user group admin tool:

USERS/USER GROUPS > USER GROUP HOME > [EDIT] (next to the user group to configure) > (Scroll to "Group Specific Payment Gateway Settings" section)

The following screenshot should show you where:

To setup a specific configuration for the user group you are editing click the "Use Group-Specific Settings" link. You will click "yes in the "Are you sure?" popup. You would then click the "Edit the Group-Specific Settings" link when back in the user group admin tool and choose the gateways you want to allow users in that user group to use. Don't forget to individually setup these payment gateways just as you did for the site wide configurations as these group specific are different payment configurations that the site wide ones. You can certainly set up both to use the same account configuration but you have the option to use a different one for "like" payment gateways.

To do setup gateways for each user group you would need to do the same for each user group. If you want a specific user group to use the site wide configuration do not set one up for that user group and that user group will use the site wide payment gateway configuration.

• Don't set one for those that will use the site wide payment configuration
• Don't forget to configure the gateways you setup at the user group level. The user group payment configurations use their own payment level configurations separate from the site wide settings. You can certainly set them the same if you like but you still need to manually set them up if you use this feature
• If you find that a payment gateway is not acting the way it should this is the first to check. You may have mistakenly setup a group specific payment configuration and not set it up properly.